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江西多乐彩app:ANZ Home Loans

Our new fixed low rate will raise the roof

Fixed rate and comparison rate

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Fixed for 2 years on owner occupied home loan under the ANZ Breakfree Packagedisclaimer
Annual fee $395

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Comparison ratedisclaimer

Find out more

Rate Incl. Breakfree Discount. Read comparison rate warning. T&Cs & annual $395 fee apply.

Explore our home loans

  • Make extra repayments to pay your loan off faster
  • Redraw your extra repaymentsdisclaimer

Breakfree package

Interest rates with Breakfree discounts ranging fromdisclaimer:

 to 

 

 to 

comparison ratedisclaimer

Annual package fee of $395. Discounts vary based on lending amounts and other eligibility criteria. Terms and conditions, and minimum lending requirements apply.

More about ANZ Breakfree package discounts?

Standard Variable Home Loan Rate - Principal and Interest

interest rate

comparison ratedisclaimer

  • Your interest rate won't change during the fixed period
  • Choose from 1, 2, 3, 4, 5, 7 and 10 year fixed rate termsdisclaimer

Breakfree package

Interest rate with ANZ Breakfree package discount (2 year fixed):

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comparison rate (2 year fixed)disclaimer

Annual package fee of $395. Terms and conditions, minimum lending requirements and eligibility criteria apply.disclaimer

More about ANZ Breakfree package discounts?

Fixed Home Loan Rate - Principal and Interest

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interest rate (2 year fixed) 

comparison rate (2 year fixed)disclaimer

See rates for other loan terms

  • Use the equity in your existing property
  • Only pay interest on what you use
  • Flexible repayment termsdisclaimer

Breakfree package

Interest rates with Breakfree discounts ranging fromdisclaimer:

 to 

Annual package fee of $395. Discounts vary based on lending amounts and other eligibility criteria. Terms and conditions, and minimum lending requirements apply.

More about ANZ Breakfree package discounts?

Equity Manager Rate

interest rate

  • Low variable interest rates and no monthly fee
  • Make extra repayments any time

Special offer

Interest rate with Special Offer Discount (Borrowing ≤ 80% of the property valuedisclaimer):

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comparison ratedisclaimer

 

Interest rate with Special Offer Discount (Borrowing > 80% of the property valuedisclaimer):

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comparison ratedisclaimer

Discount available on ANZ Simplicity PLUS Home Loans with at least $50,000 in new to ANZ lending.

Simplicity PLUS Home Loan Rate - Principal and Interest

interest rate

comparison ratedisclaimer

Get ANZ Buy Ready? today

Looking for your first home, a new home or even an investment?

We have the tools to help you land the right property for you.

Free ANZ Property Profile Reportdisclaimer

Get a free ANZ Property Profile Report which includes a property price prediction.

Apply for home loan pre-approval

  • Know how much you could afford to borrow
  • Plan your budget
  • Be confident to make an offer
  • Be seen by agents as a serious buyer

Loan package - get a bundle of savings and benefitsdisclaimer

 

Bundle your home loan, everyday account and credit card into ANZ Breakfree package and enjoy a great range of ongoing features and discounts.disclaimer

What you get

  • Interest rate discounts on nominated loan accountsdisclaimer
  • Credit card annual fee waiverdisclaimer
  • Everyday account fee waiverdisclaimer
  • Optional insurance discountsdisclaimer
  • Choice of variable or fixed home loan options
  • No limit on the number of eligible home loans under the one package. 

For example, you could save over

$2,000 in the first year

if you take out a $250,000 ANZ Standard Variable Home Loan with a  interest rate discount and fee waivers under the Breakfree package. Take a closer look at how you can save

For an annual fee of

$395

Other fees and charges apply?

Contact us, we're here to help

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Call a Home Loan Specialist

1800 100 641

Mon-Fri 8.00am to 8.00pm (AEST),
Sat-Sun 8.00am to 6.00pm (AEST)

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Let us come to you

Locate a mobile lender

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Fill out a quick form

Enquire online

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Visit a branch

Locate us

Interest rates shown on this page are current as at  and are subject to change. 

Applications for credit are subject to ANZ’s credit approval criteria. Terms and conditions, and fees and charges apply. Australian credit licence number 234527.

Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you and read the relevant Terms and Conditions, Product Disclosure Statement and the ANZ Financial Services Guide (PDF, 104kB) before acquiring any product. 

ANZ Buy Ready? is a trade mark of ANZ.

Interest rate current as at  and subject to change. Rate incorporates a Breakfree discount of on the ANZ 2 year Fixed Home Loan Rate and applies to eligible owner occupied loans linked to the Breakfree package. ANZ Breakfree discounts and benefits apply only while the customer maintains the package and meets ongoing eligibility criteria.

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* Annual package fee currently $395 and subject to change. Eligibility criteria and terms and conditions apply, including a minimum total mortgage lending requirement of $150,000. See ANZ Breakfree Terms and Conditions for details. ANZ Breakfree package benefits only apply while you maintain the package and meet ongoing eligibility criteria. Terms and conditions and fees and charges apply to products and services taken out in connection with an ANZ Breakfree package.

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This Comparison Rate is for secured loans of $150,000 over 25 years based on monthly repayments.

WARNING: This Comparison Rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Fixed home loans aren’t for everyone and early repayment costs may apply if you repay your loan or switch to another one before the end of your fixed term or make early or additional repayments. Once the fixed rate period ends, the loan reverts to a variable rate loan and repayment amounts will change.

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Terms and Conditions and eligibility criteria apply to ANZ Redraw. ANZ Redraw is not available on loans in a company name. For further information on ANZ Redraw please refer to the ANZ Consumer Lending Terms and Conditions (PDF 412kB).

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The range of interest rates shown incorporate ANZ Breakfree discounts and ANZ Breakfree Special Offer discounts which apply while you hold an ANZ Breakfree package and meet ongoing eligibility criteria. The applicable discount varies based on loan amount, total mortgage lending and other eligibility criteria. Eligibility for interest rate discounts of between 0.75% p.a. and 0.90% p.a.  are subject to ANZ Breakfree Package Special Offer Terms and Conditions (PDF 40kB), which include total mortgage lending requirements, lending to value ratio requirements, and new lending requirements for existing customers. Eligibility for discounts between  and  are based on total mortgage lending requirements and the ANZ Breakfree Terms and Conditions. For details, see ANZ Breakfree package.

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Comparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. These rates are for secured loans only.

WARNING: This Comparison Rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

For interest only variable loans, the comparison rates are based on an initial 5 year interest only term. For fixed rate interest only loans, the comparison rates are based on an initial interest only period equal in term to the fixed period.

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Rates shown apply during the fixed period of your loan. After the fixed period, your rate will switch to the applicable variable rate for a principal and interest loan.

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Interest rate discounts apply to eligible loan accounts linked to the Breakfree package which meet minimum lending requirements (total mortgage lending must be at least $150,000) and apply while you hold a package and meet ongoing eligibility criteria. Annual package fee $395 and subject to change.

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Flexible repayment terms as long as you’re under your limit. If you go over your limit, you’ll need to make a payment to bring it back under.

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Property value is ANZ's valuation of the security property and may be different to the price you pay for a property.

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Rate shown is the relevant variable index rate less the special offer discount of 0.90% p.a. Rate current as at  (subject to change). Eligibility criteria apply to special offer variable rate including drawing an ANZ Simplicity PLUS Home Loan of $50,000 or more in new to ANZ lending. Offers can be withdrawn or changed anytime.

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Rate shown is the relevant variable index rate less the special offer discount of 0.56% p.a. Rate current as at  (subject to change). Eligibility criteria apply to special offer variable rate including drawing an ANZ Simplicity PLUS Home Loan of $50,000 or more in new to ANZ lending. Offers can be withdrawn or changed anytime.

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Rates shown apply during the interest only period of your loan. After the interest only period, your rate will switch to the applicable variable rate for a principal and interest loan.

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Property price predictions are estimates, not valuations. Predictions are available for listed properties only (exceptions apply), are for personal domestic use and may change daily. Actual sale prices may be different. Accuracy is assessed on final predictions prior to sale, national market comparison of free price predictors for listed properties and sales data as at August 2018. If ANZ is unable to provide a property price prediction, a property price range may be provided (which is not accuracy assessed in the same way as a property price prediction).

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Annual package fee currently $395 and subject to change. Eligibility criteria and terms and conditions apply, including a minimum total mortgage lending requirement of $150,000. See ANZ Breakfree Terms and Conditions (PDF 80kB) for details. ANZ Breakfree package benefits only apply while you maintain the package and meet ongoing eligibility criteria. Terms and conditions and fees and charges apply to products and services taken out in connection with an ANZ Breakfree package. 

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The Annual Account Fee is waived on one eligible ANZ credit card account held under an ANZ Breakfree Package. The waiver only applies while the account is held under the package. A Rewards Program Services Fee of $55 per cardholder may apply to ANZ Rewards and ANZ Frequent Flyer accounts.

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Account service fee waived on one eligible transaction account (ANZ Access Advantage account or ANZ One offset account).

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ANZ Home Insurance, ANZ Landlord Insurance and ANZ Car Insurance are issued by QBE Insurance (Australia) Limited (QBE) ABN 78 003 191 035 (AFSL 239545). ANZ Mortgage Protection Insurance is jointly issued by OnePath Life Limited (ABN 33 009 657 176) and QBE. This information is of a general nature and has been prepared without taking account of your objectives, financial situation or needs.  You should consider whether the information is appropriate for you having regard to your objectives, financial situation and needs. ANZ recommends that you read  ANZ Financial Services Guide (PDF, 104kB) and the relevant ANZ Home insurance Product Disclosure Statement and Policy (PDF 936kB)ANZ Landlord Insurance Product Disclosure Statement and Policy (PDF 736kB)ANZ Car Insurance Product Disclosure Statement and Policy (PDF 656kB) and ANZ Mortgage Protection Insurance Product Disclosure Statement and Policy (PDF 307kB), available by calling 13 16 14 or visiting anz.com before deciding whether to acquire, or to continue to hold, any of these products. To be entitled to a discount on your insurance you must notify the issuers of these products at the time of application that you are an ANZ Breakfree package customer. Please note for ANZ Home Insurance, ANZ Landlord Insurance and ANZ Car Insurance the discount is only applicable to the first year’s premium. Reference to insurance premium amounts for the purposes of calculating the applicable Breakfree package benefits exclude any stamp duty, GST and other government fees, charges or levies components that are included in the total premium amount paid by you. These discounts are not available in conjunction with any other discount offer made by issuers of these products or ANZ.

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